Ask yourself some serious questions....

1. Would your provider(s) be comfortable to invite Senior Officers of the HMRC Compliance Unit to inspect their processes and procedures?

2. Has your provider been awarded a comprehensive dispensation from HMRC since the consultation document on Umbrella Company Structures (November 2008)?

3. Has your provider received a commendation from HMRC for the way in which they operate employment contracts and administer expenses?

Unless you can answer YES to all three the future may not be as safe as you think.

With Gabem, the answer is YES to all three

We know that your temporary contractors are crucial to your business. This is why we have gone to extraordinary lengths to ensure that the way we operate is the safest option when compared to many competitors.

• In July 2008, we invited Senior Officials from the HMRC Compliance Unit to inspect our records. This is a robust review that lasted until February 2009. We now understand that Gabem is the 'benchmark' for future HMRC compliance inspections of Umbrella Companies

First choice for compliance

• There is no such thing as 'HMRC Approved', it's a fact that Gabem's procedures were developed in partnership with our advisors and HMRC

We're confident that all our services represent the safest and most compliant way to pay your contractors today

How we keep our solutions 'safe' and compliant

We stay in regular contact with HMRC in relation to areas that require clarification, and take expert legal advice from Penningtons Solicitors. We also take specialist professional advice from KPMG LLP on tax matters. Because of this you can rest assured that our services are 'state of the art'

Our services

• Gabem Umbrella for temporary or contract workers who are not self-employed, or who want the easiest, most hassle-free payment service available. They become employees of Gabem Management with full employee rights, including tax relief on work-related expenses.

Both CIS and Solo offer legitimately self-employed contractors the benefits of lower tax, and are safe solutions in this complex area.

Umbrella Company benefits

• Gabem margin £22/week
• Can claim legitimate business expenses
• Expenses claimed improve take home pay
• Employers & Public Liability insurance cover
• Professional Indemnity cover
• Employees of Gabem Management Limited
• Qualify for statutory employment benefits
• No set up or termination charges
• Text notification of payment included.
• Same day CHAPS/Faster Payment included
• Low cost Personal Accident insurance (£2.50/week).

CIS/Solo benefits

• Gabem margin £20/week
• Legitimate expenses claimed at end of tax year
• ExpenseBox cataloguing service (optional)
• Invoicing and payments administration
• CIS only "tax on account" deducted weekly (20%)
• Public Liability insurance available at £2/week
• Same day CHAPS/Faster Payment included
• Text notification of payment included
• Personal Accident cover available (£2.50/week).
• Year end income statement for tax return
• CIS holiday pay scheme that maximises workers holiday take home.

Why Gabem is your most supportive partner

• Gabem will always pay your contractors on time
• We keep your contractors informed
• We make sure you get no surprises
• We take exceptions like late timesheet processing in our stride
• We lighten your workload so you can focus on your business
• We're flexible enough to adapt to your particular working requirements
• There's no cost to the agency, but Gabem takes a small margin from each contractor payment received from the agency.

Using Gabem enables you to:

• Focus your resources on core business-winning activities
• Have your temporary workers paid on time every time
• Reduce your payroll administration
• Be confident that services comply fully with relevant legislation
• Know your temporary workers are operating legally
• Be fully protected within the tax and employment legislation
• Optimise the cost of engaging your temporary workers.

If your provider is not only fully compliant, but also makes work easier for your consultants and payroll teams, they can use their time more profitably.

With so many service providers in the market, many agencies have adopted a Preferred Supplier List (PSL). We are confident that our track record and service levels would qualify us to be on your PSL. With this is mind, I would like to arrange a visit so that we can present Gabem and set out the additional benefits to you in including Gabem on your PSL.

Any questions for us? Our Gabem Brochure contains full information on costs and services, and our Client Relations Team is ready to help. Call 0870 751 0581 or email enquiries@gabem.com